Minimum Down Payment: 3%

Minimum Credit Score: 620

All property types

All purpose loan

Cons: higher interest rates

Pros: can be used for all property types and conditions, less fees

Minimum Down Payment: 3.5%

Minimum Credit Score: 580

Must be a primary residence

Cons: require clear WDO inspection and certain property conditions, higher down payment

Pros: great for borrowers with lower credit scores

Minimum Down Payment: 0%

Minimum Credit Score: 580

Must be a primary residence

Cons: extra fees, require clean WDO inspection and certain property conditions

Pros: zero down payment

• Low rates

• Reduced closing costs

• Up to $19k in down payment and closing cost assistance

• Must be a veteran, do not have to be a first-time buyer

• Up to 3% in down payment and closing cost assistance

• Reduced mortgage insurance cost

• Must be a first-time buyer, or not have owned a home in the past 3 years

• Non-repayable grant, 100% forgiven

• Minimum 640 credit score

• Up to 5% in down payment and closing cost assistance, $25k max

• No origination fee

• 50+ occupations qualify including police, fire department, teachers, athletic trainers, social workers, physicians, veterans, and many more